So few things remain constant in the fashion world, especially in men’s clothing, but these loyal ribbed collar shirts have stood the test of time.  Each season brings new colors, designs and even new fits; it’s that familiar lacoste polo feel that never wavers in more than seventy five years.

Ever since Rene Lacoste was nicknamed “the Alligator” by the American press, the woven short sleeve shirts, complete with ribbed bands and collars, became the epitome of men’s fashion.  Some things never change – the Lacoste polo remains that same testament to comfortable and casual men’s wear in contemporary times as it did in the mid 1920s.

Now, with ever color in the spectrum and every shade in between, we’re left with an iconic shirt that men wear every day all over the world.  Look for the two-button Lacoste polo on Ragazzi’s Lacoste page.  Available in colors such as Ormeau, Loup and Eclipse; as well as the traditional reds, blues and whites, we offer a complete selection of these comfortable casual shirts.  Be sure to check out the color blends, too.  With an updated crocodile logo, a new look for the Lacoste polo is black with white contrasting and the slightly enlarged logo in its usual place.  It’s a great new look that’s sure to be a big hit for many seasons.  Also, look for other combinations such as black and blue and navy and white for a sportier look.

For more than seventy five years, the world has chosen Lacoste as its casual clothing choice.  In men’s wear, Lacoste continue to raise the bar for all others to meet.  Whether it’s the Lacoste trainers, accessories of the Lacoste polo, you know you’re purchasing the quality behind the croc. 

Hi. My name is Mistress Sara, and I am the author of Beautiful Enslavement, a comprehensive male chastity guide for modern couples.  Over the years I’ve helped dozens of couples incorporate male chastity and male chastity belt devices into their marriage. I’ve done so because this lifestyle has proven to be the right choice for most couples – particularly if they are having problems in their relationship.

My feeling is that most relationship problems develop because the male partner has no self-control. This means that even though he wants to stay committed to you, he will waste his time and energy masturbating – sometimes as much as 10 times a week. This means less intimacy for his wife, and his own personal embarrassment at behaving like a little boy instead of a grown man.

This creates a dynamic where the wife begins to resent her husband, and the husband starts to take her for granted and blames her for his own lack of self-control. Male chastity fixes this problem. By making it impossible for him to masturbate or have an affair, intimacy and honesty are brought back into the marriage.

Many people are curious about the male chastity lifestyle, but are put off at first because they don’t understand exactly how it works. Therefore, I’d like to take some time to go over the basics of male chastity. Obviously I can’t cover everything here; but this should give you enough information for you to decide if you want to learn more about how this wonderful lifestyle can improve your marriage.

When you enter into male chastity, you’ll have to purchase a male chastity cage or tube for your husband. This will prevent him from being able to get an erection or achieve orgasm. He will also have to sit down to urinate.

Then, he will be required to earn the right to have you unlock him when you feel that he deserves masculine release. During the period that he is wearing the belt, he will have to do things to please you in order to earn this right.

In other words, he’ll have to find ways to satisfy you sexually – without his penis. This can lead to hours of oral sex and multiple orgasms for you. He’ll also have to help out more around the house and become more romantic.

He’ll gladly agree to all of this because what men want most on this earth is the right to orgasm. Initially you will probably only have him locked up for a few days at a time. Later you’ll have him locked up for a week or more.

Eventually, the ideal situation is that he achieves 12 or less orgasms a year – meaning you’ll let him out to play once every four to six weeks.

This will stop his masturbation habit, keep him from looking at porn and ensure that he remains faithful to you. But, he will benefit as well. He will be constantly turned on and when you do let him out, he’ll have the best orgasms of his life.

You, on the other hand, will feel like princess. Remember how you felt during your initial courtship? That’s the man who will suddenly come back into your life.

Of course, it will take effort on your part. It’s not simply a matter of locking him up.  You’ll have to be very affectionate with him so that he feels loved and wanted. You’ll need to praise him when he does a good job. And, you’ll probably have to clean the family jewels for him – otherwise, he’d take that chance of freedom to masturbate.

But all this effort will be worth it when you see the direct benefits to your marriage and over time, your husband will be delighted that you took the active role to keep him under lock and key.

Fact: tracking your spending is essential to working your way to financial freedom. Everybody knows that your best defense against financial hardship is simply knowing how much money is coming in vs. how much is going out. You need to make sure you’re making more than you’re spending.

How?

Well- you can SPEND money to budget on programs like Quicken, Pearbudget, Mint, Mvelopes, or YNAB. Many can provide you with resourceful tools that will help you keep your finances in check; however, you actually have to spend more money to use them! Aren’t you creating a budget to save money?

Solution: Use Microsoft Excel or Google Spreadsheets to create a monthly budget for you!

Following are some of the advantages to making Microsoft Excel or Google Spreadsheets your official financial planner:

1. Costs Nothing – Microsoft Excel is a program that most of us own. And if you are one of the rare people that don’t have your own copy, don’t go out and buy it! You can easily do the exact same thing the an Excel spreadsheet will do with a Google Docs spreadsheet- and that’s for free! The fact is a spreadsheet’s capabilities can do virtually everything you need them to. Most of your fancy financial software programs will cost you hundreds of dollars in the long run. Seems a little funny that you’re going to spend your money on something that is going to save it. Be resourceful; use a spreadsheet.

2. Easy to Set up – Whether you’re using Microsoft Excel or Google Spreadsheet, you’re not going to have a hard time setting them up. In fact, if you’ll just learn a couple of quick formulas, you’ll easily be able to make your numbers automatically add up, multiply, subtract, and divide when and where you need them to.

3. Simple – In my experience using financial budgeting software, they just aren’t that simple! The first one I ever bought was Quicken, and I found that it did too much. All I needed was something that I could customize to build a budget that worked for me; Quicken complicated things to a point where I didn’t even want to use it. It was not user-friendly at all, and that’s what I needed when it came to a monthly personal budget. Pearbudget.com and Youneedabudget.com do a pretty good job to keep things simple and if you ever did decide to pay money for a monthly budget, that’s what I would recommend; however, using a free spreadsheet will save you the money period, and it’s just as simple to use.

4. Fully Customizable – Why not use a budgeting software that enables you to completely customize what you need?! Choose your own colors, categories, sizes, fonts, styles, and structures to fit what you need. After all, everybody is different and one standardized budgeting software isn’t going to work for all! Fit your budget to your needs.

In conclusion, my personal recommendation when it comes to organizing your money is either a Microsoft Excel budgeting spreadsheet or a Google Docs Spreadsheet. Don’t waste your money on buying budgeting software. You’re pocket book will thank you for choosing an alternative route- budgeting for free!

While it has an unusual name, envelope method budgeting is perhaps one of the simplest ways to get yourself into the habit of following a budget.

The first stage is to work out how much you have to keep aside each pay period for all your different bills (pretty much like any other budget). For example, if your internet bill was $40 a month and you got paid weekly, you would have to put aside $10 from each pay to cover that bill. Once you’ve figured out how much you are setting aside, you then get an envelope for each major bill or expense category and write the name of the expense on the front. When you get paid, you simply put the amount you worked out per pay period into each envelope, and then set the envelopes aside.

You can have as many or as few different envelopes as you want. At the most basic you might create one for food, one for “fun”, one for your various utilities, one for irregular expenses (like car servicing) and one for unexpected expenses. Or you might have separate envelopes for every bill you get – phone, electricity, gas, internet, etc. How many envelopes you have is up to you. The important thing is that you put the money in the envelope, and then put the envelope aside.

The only time you access the money in the envelope is when you want to pay that bill. For example, when going grocery shopping you would take the food money envelope with you, and pay for the groceries with that money (and only that money). It would be up to you to keep track of your total while shopping in the store, and make sure that you don’t try to spend more money than you have with you. While this may seem limiting at first, after a short while having that fixed limit in place should feel comforting.

The benefits of envelope method budgeting are simple. Because you only have the money in the envelope to spend, it is extremely difficult to spend extra money and break your budget. True, you can choose to just take money out of another envelope to buy extras that you haven’t budgeted for. But this makes it an obvious physical act when you want to break the budget – you can no longer just hand over your plastic to spend you money, you have to go and actually get the money out of an envelope.

A second benefit is that you always know exactly how much you have to spend. Instead of having to think to yourself “do I have $10 or $20 left for food this week?” every time you need to buy groceries, you can simply see the amount left by looking in the envelope.

Of course, there is one important note about this method (besides remembering to do it!) As it will involve you having cash sitting around your home, be sure to keep the money in a hidden and secure location (and no, the freezer is neither hidden nor secure). The last thing you want is for someone to break in and steal your money!

A proper management tool borrows a part from the basic company accounting procedures. A business organization will have two statements- The Income Statement and The Expense statement. The income statement keeps a track of all the incomes of the company. The expense statement makes a note of all the expenses in the company. The difference between the income and expense of the company during a period of one year is called the profit.

The same happens in a personal money management tool.

You have two lists- An income list and an expense list. Similar to a company, your income and expense list will include the income and expense you have made in a month. The difference between the income and expense gives you the monthly savings. You may use this savings to invest in real estate, mutual funds or any other stuff.

This is the basic working of a money management tool. But today’s money tools provide you a number of other functions too. Some of the tools help you make your own finance plans and budgets. There are other tools which helps in calculating your net worth if you provide information regarding your salaries, property and investments.

The working of finance software may be very simple, yet it is one of the most significant tools of any person’s money management.

The management software plays an important role in the financial planning and budgeting of thousands of people around the world. Though the tool is simple in its working, it is capable of making confusing financial calculations easy for thousands of people.