Posted by: admin in Money Investing on September 4th, 2010



So what is the best investing money advice available today? First of all, you need to realize that when it comes to your finances, you are in control. Don’t blame any mishaps on somebody else.

By far, the most important thing when it comes to investing money is the numbers. Unfortunately, the vast majority of investors ignore this small detail when laying their money down.

This happens in all kinds of investments, whether it be real estate, foreign currency exchange, stocks, etc. Instead of investing in something because the numbers are great and it has a good chance of turning a profit, most people simply invest because some investment expert told them to.

They are giving away power to somebody else in this circumstance instead of taking control of their investments. Here’s an example:

Typically, when some hot shot stock expert gives investing money advice that a stock is about to go up (or it already is) thousands of investors rush to invest in that stock, and for a while the stock skyrockets as everyone jumps on the bandwagon. Unfortunately, 99% of those investors simply invest because the stock price is going up; they never bother to check the financial records of the company they are investing in.

While for a time the stock may seem like a good investment because of the bandwagon effect driving the price up, the market always values a stock long term according to its’ profitability. Therefore, if there is no profit from the company in questions, sooner or later the market will value the price according to it’s actually profit.

The same thing happens in real estate. Often times, investors will simply put their money into a property because a friend told them it was going to be “huge” and they were going to make a killing on it. Of course, they never bothered to check the numbers and make sure the investment would be sound.

Therefore, no matter what field of investing you plan to embark on, the best investing money advice anybody could ever give you is that there is simply no substitute than being financially educated. Yes, it takes some work and dedication, but there is no other way to get rich today.

Posted by: admin in Money Investing on August 7th, 2010

When it comes to investing and making money, whether it be through real estate or the stock market. However, here’s one thing you need to keep in mind: no matter which avenue of investment you take, it is always about the numbers. Here’s what I mean.

In many instances, many people start investing in a rental property or a stock simply because somebody calls them up and tells them they have to get in on this thing, because it’s going to be huge. Stock brokers are notorious for doing this.

Since they make a certain percentage of the money you are investing, naturally they want to get their clients to invest as much as possible. Therefore, they will often times call up their customers and try to hype them up on a stock, telling them it will be the next big thing, and it’s a can’t miss opportunity.

An easy way to tell whether they are telling the truth, when they call up, is to ask them if they themselves are investing their own money in the stock. If they aren’t, you can be sure they are trying to get you to invest just for the money.

How can you tell whether something, whether it be a company or a real estate property, is a good investment? Check the numbers. Unfortunately, most investors aren’t educated enough to do this.

Quite simply, before laying down your money in any investment, make sure it is already turning a profit; don’t be duped by somebody who tells you they are on the verge. If the investment doesn’t have a long and profitable history, it’s always best to move on and look elsewhere. This is the only way to making money investing; if you don’t do this, you are essentially gambling with your money. If you invest in a stock or rental property that has been churning out the money for 10+ years, then you can be reasonably sure it will continue making money.

Here’s one more quick step: make sure to look into the investment carefully, to make sure the future outlook is also profitable. Just because an investment has proven to make money in the past doesn’t necessarily mean this trend will continue. Follow these steps, and you will be investing and making money faster than you ever thought possible.

Posted by: admin in Money Investing on January 13th, 2010



One of the questions I hear every single day is “Where should I invest my money”? When you are just beginning your investment journey this is a very important question as it is vital that you get off to a good start. Too many people have one bad experience with investing and then turn their back on it for the rest of their lives. When you are learning where to invest your money the most common problem is that you have too many options.

I like to call this problem ‘Option Anxiety”

The definition of option anxiety is when you have so many options to choose from that you start getting anxious about which one you are going to choose. Pretty soon you are incredibly stressed about which option you are going to take. All of the options start to look pretty good but you just can’t make up your mind. In the end you decide that all these options are simple too stressful and its much easier to do nothing. Does this sound familiar? It really is quite a bizarre thing but I’m sure everybody has experienced it at some stage.

When I first began my investing career I used to always get option anxiety when deciding where to invest my money. Should I invest my money in the stock market, should I invest my money in real estate, should invest my money in the bank – quite simply WHERE should I invest my money.

If you too suffer from option anxiety then don’t worry, it is an easy problem to solve. There are two main reasons why most people get anxious when they are investing their money for the first time.

1. The most obvious reason is because they have worked extremely hard for their money and they don’t want to loose it. This is a very natural emotion as nobody likes loosing money. If you come from a family that didn’t encourage investing then deciding that you want to invest can be an incredibly big accomplishment in itself.

2. When we are doing things that we don’t really understand we get scared. This is totally normal and in fact a very sensible thing to feel. If humans didn’t get a little bit scared when we were doing foreign things then we might get ourselves into a lot of trouble very quickly. In saying this it is very important that we don’t let this natural fear hold us back form doing anything.

So how did I overcome these problems and decide where to invest my money. I picked an investment strategy that I was comfortable with and then I built up my knowledge and got some expert advice. Pretty soon after that I was addicted to investing. So you are probably asking “how can I learn where to invest my money”.

Well the first thing to do is to decide which kind of investment you think you are most suited to. The obvious two choices are Property & Shares. As a general rule you will need more money to get into the property market (although this is not always the case) so it is often a good idea to start with the stock market. Once you have decided what option you would like to take I recommend that you start building your knowledge in that area and then once you have a general idea of what you want to achieve you can start looking for an expert to help you even further.

Don’t feel like you need to do everything on your own. Deciding where to invest your money is a very big choice so there is no harm in asking other people for help. If you wanted to become a dentist I don’t think you would assume that you could learn how to do it without getting an education from somewhere, would you? So what are you waiting for? There are thousands of free investment resources on the internet all you need to do is to find them, use them and then in turn you will begin to break down your fear of investing. Remember to become successful you need to grow and develop and the best way to do this is to increase your knowledge.